UK dual stack: practice ready before 30 October 2026 — with clear non-claims.

UK employers face two different pressures that sales teams often blur. Consumer Duty embedding and Conduct-style judgment when AI drafts reach customers. And — separately — Employment Rights Act reform from 30 October 2026 raising the sexual-harassment prevention duty to “all reasonable steps,” including third-party harassment.

FluencyRank ships a dual UK stack on the same engine: era_harassment_ai for escalate / override / third-party judgment with AI still on the card, and named_policy_ai for Consumer Duty / Conduct-style named-policy drills. Champions get practice evidence in the Evidence Pack — an engagement signal for leaders, not a compliance certificate and not legal advice.

Allowed claim: workplace practice ready before 30 October 2026. Forbidden: satisfies ERA / “all reasonable steps,” FCA, Consumer Duty, or Art. 4 — and not a Skillcast replacement.

Calendar — three clocks, one dual stack

• Consumer Duty: in force since 2023. 2025–26 is embedding and scrutiny — covered in practice by named_policy_ai, not by the ERA date.
• EU AI Act Article 4 literacy: proportionate measures; often-cited enforcement windows around early August 2026 for EU-facing firms — separate from UK employment law.
• 30 October 2026: ERA sexual-harassment reform (“all reasonable steps,” including third-party). Covered in practice by era_harassment_ai — practice readiness for teams, not legal satisfaction.

Do not say “FCA-ready by 30 Oct.” Do say “practice ready before 30 Oct for ERA-related workplace judgment with AI on the card,” plus the non-claim line above. Confirm any regulatory file with counsel.

What continuous practice looks like

• ERA pack: AI drafts that demean, soft-pedal reports, stereotype, or laugh off third-party abuse — escalate and override
• Named-policy pack: Consumer Duty / vulnerable customer / override-before-send when AI drafts go to customers
• First answer scored Correct / Not quite; iteration when judgment matters
• Evidence Pack records who practiced which themes — decision support, not certification

What to avoid

• “Satisfies all reasonable steps” or ERA / FCA certification language
• One-off LMS completion sold as Duty or ERA satisfaction
• Replacing Skillcast / conduct LMS modules — different category
• Dropping AI from the scenario and still calling it FluencyRank

Try the ERA harassment practice demo (HR) or the named-policy Duty demo (finance), or request a B2B evaluation. Organizations remain responsible for their AI and employment policies.